Just so you know Warren Buffet(and a company... I think Quicken) is pledging to give 1 Billion dollars to anyone who can come up with a perfect bracket. It has to be done through a specific website and is free to enter so once march madness rolls around I'd definitely recommend hitting that up. Think you have a choice between 25 mill for 40 years or a lump sum of 500+ million. I think the odds are something like 1 in 9 Quintillion but with free entry why not.